Pet Insurance Comparison

Pet Plan Insurance Review

A business established for over 30 years, Pet Plan Insurance provides trusted insurance coverage for pet owners. As owners of purebred dogs understand, their dogs have a very good chance of eventually acquiring a hereditary condition. Pet Plan will cover these disorders up to a specific policy limit. There are no restraints on time restrictions for the hereditary ailments. Pre-existing disorders are not covered however, like many other companies such as Pinnacle, Securian, PetCare, ASDA, Embrace, Churchill, Medibank and Trupanion Pet Insurance.

Pet Plan Insurance covers your pet for its entire life. As long as the insurance plan is renewed, Pet Plan will help you to take care of your pet with the best pet insurance, even if the dog or cat develops chronic conditions as it ages. Pet Plan refers to this as its "Covered for Life Guarantee." This protection is included in all Pet Plan policies.

Pet Plan Insurance will provide you with coverage for hospitalization, testing, medical procedures, cancer treatments, non-routine dental work like extractions, and prescription medicine. Apart from these conventional medical procedures that dog owners usually expect, Pet Plan realizes that a few people may want alternative treatments such as some kind of chiropractic therapy or even acupuncture. These are insured if treatment is provided by a licensed veterinarian.

Pet Plan Insurance provides three plans - the Bronze Plan, the Silver Plan, and the Gold Plan.

All 3 of these PetPlan pet insurance policies offer you a choice of monthly, quarterly, or yearly premiums. All of these policies can be customized simply by choosing a deductible of $50, $100, or $200. The level of your reimbursement can also be customized to protect 80%, 90%, or 100% of any covered veterinary charges. All quotes that are given in this article are based on a healthy and young, purebred male dog.

1. The Bronze Plan handles veterinary fees that are up to a maximum of $8,000 for pet health insurance. The least costly Bronze Plan, which will come with a $200 deductible and 80% reimbursement, will cost $15.85 per month. With a $50 insurance deductible and 100% reimbursement, this policy will cost $33.18 per month. The veterinarian procedures that are listed above are all covered with this Bronze Plan.

2. The next level of their pet insurance plans is the Silver Plan, which insures $12,000 of your expenses. This plan will add any boarding kennel charges, advertising reward expenses, and the loss of your pet because of theft or straying. These final benefits cover $250 of expenses. With a $200 insurance deductible and 80% reimbursement, this policy will cost you $17.52 per month. At the $50 and 100% level of reimbursement, you should expect to pay $36.92 per month.

3. The top level of Pet Plan Insurance is known as the Gold Plan, which provides you with $20,000 of coverage. The kennel fee insurance coverage, advertising, and any loss due to theft or straying will be covered up to $500. Additionally, the Gold Policy offers $1,000 to pay for a death from injury or illness, and $1,000 if a vacation must be cancelled due to your pet's illness. A $200 insurance deductible, 80% reimbursement will cost $19.32 a month, while the maximum coverage of 100% reimbursement and a $50 deductible will cost a pet owner $40.97 per month.

The pet owner will also be happy to learn that Pet Plan offers its customers a 30 day money back guarantee. All money that is paid for the plan will be refunded if your pet insurance provider policy is cancelled before the first 30 days, so long as no claim has been filed.